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Work Comp Wednesdays – Stop Hiring Claims: Benefits of Screening New Hires

By Business Insurance, Insurance People of North Carolina, Workers Compensation

  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Stop Hiring Claims Hiring employees is one of the hardest tasks for any businessowner – especially with today’s labor shortage. Employees not only ensure your business can function, but they dictate company culture and future growth. Unfortunately, not everyone that applies has the physical or mental qualifications necessary to perform the job….

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Start Your Flood Insurance 30-Day Wait Period Just in Time for Hurricane Season

By Business Insurance, Insurance People of North Carolina, Personal Insurance

  June 1st is the official start of hurricane season for states along the Atlantic coast – and it could be catastrophic. Scientists at Colorado State University issued a prediction that there will be at least 19 named storms. Of those 19 named storms, nine will be hurricanes – four of which will be Category 3 or higher. Typically, an average hurricane season has around 14 named storms, seven hurricanes and three major hurricanes. In 2021, hurricane season produced 21 named storms, including seven hurricanes of which four were Category 3 or higher. Last year’s season was the sixth consecutive…

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The Business Owner’s Conundrum: How Buying Workers’ Comp Insurance Relates to Buying Gasoline in A Seller’s Market

By Business Insurance, Insurance People of North Carolina, Workers Compensation

Buying workers’ compensation insurance is a lot like purchasing gas for your vehicle. Your company is a car with an empty tank and insurance carriers are gas stations looking to win your business. Gas stations (insurance carriers) are homogeneous – the only real differences between them are their logos and the fuel costs. Gas stations understand that price is the main reason someone would choose to fill up at their pump rather than the pump across the street. Yes, a handful of individuals might choose them for other reasons; clean bathrooms, good snack selection or even lottery winning success. However,…

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Breathing Space

By Business Insurance, Specialty Insurance

Our friends at Builders Mutual provided us with several valuable pieces of information on the dangers of Carbon Monoxide (CO) poisoning and how it can be an over-looked job-site threat. Below, you will find the information from Builders Mutual: “Much of the work done on construction sites is outdoors, from pouring foundations and driveways to exterior framing and roofing. But at some point, the work (and the workers) move inside and into enclosed spaces, often providing relief from heat, cold, and bad weather. But bringing gas-powered equipment indoors can shift that breath of relief to a breathing danger. Carbon monoxide…

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9 Most Common OSHA 300A Summary Mistakes

By Business Insurance, Insurance People of North Carolina, Workers Compensation

This blog is from our friends at EmergeApps   Employers are required to post the OSHA 300A summary from February to April of each year to maintain OSHA recordkeeping compliance. This is an essential responsibility for employers – but can also be a confusing one. Here are the 9 most common employer mistakes regarding the 300A posting: Failure to post when there are zero incidents Employers are required to post the Form 300A Summary even if there were no recordable injuries and illnesses. If there are no incidents, simply enter zeroes for the column totals. Not posting the right data…

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March 2nd, 2022: Electronic Submission of Injury and Illness Records to OSHA

By Business Insurance, Insurance, Workers Compensation

  OSHA Recordkeeping Background: Each year, millions of workers get hurt on the job. In order to help prevent work-related injuries and illnesses, OSHA has for decades required employers to keep track of these incidents by recording them in what is often called an “OSHA log.” OSHA now requires employers to electronically submit that data directly to OSHA for its review, in addition to keeping the OSHA 300, 300A and 301 Forms. On May 12, 2016, Federal OSHA passed new regulations requiring employers to electronically submit injury data directly to OSHA: Establishments with 20 or more employees from selected industries…

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Covid-19 OSHA Vaccine and Testing Mandate

By Business Insurance, Insurance

“On November 4, OSHA issued its COVID-19 Vaccine and Testing Emergency Temporary Standard (ETS) requiring private sector businesses with 100 or more employees to mandate vaccination or weekly testing. On November 16, AmTrust presented a webinar, OSHA COVID-19 Vaccine and Testing Mandate: What Private Sector Businesses Need to Know, with AmTrust’s Kelley Barnett, VP Corporate Counsel-Labor and Employment and OSHA 30 Certified, and Woody Dwyer, Director of Loss Control at AmTrust.” – AmTrust Financial In this blog, we follow along with the information that was provided to us by our friends at AmTrust Financial. As previously mentioned, the webinar on…

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Insurance People Works with Utica National Insurance to Issue Dividend Checks for Charter School Safety Program

By Insurance People of North Carolina, Specialty Insurance

Insurance People is thrilled to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. As a result of low claims in 2019, Utica has declared an 8.9% dividend for charter schools as a result of claim activity between April 2019 – April 2020. Members of Utica’s dividend program are committed to keeping school’s safe. Insurance People partners with Utica for this very reason, they provide unmatched resources to ensure their schools are leaders in risk management and safety practices. Each year Insurance People adds new schools to the Safety Group. We welcome any…

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Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl

By Business Insurance, Insurance, Insurance People of North Carolina, Specialty Insurance

Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl November 10, 2021 – Insurance People of North Carolina had the privilege to attend the 8th annual North Carolina Craft Brewers Conference from November 2nd to November 4th in downtown Winston-Salem. The NC Craft Brewers Conference brings together craft brewing professionals from across the Southeast for a three day event of learning, networking, socializing, and shopping. On Tuesday, November 2nd, Insurance People partnered with Radar Brewing Company to sponsor one of the locations of the #NCBeer Brewery Crawl. That evening, conference attendees had the…

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Nail Gun Safety for Contractors

By Business Insurance, Insurance, Specialty Insurance

“Nail guns are a leading cause of injury among residential carpenters and responsible for an estimated 37,000 emergency room visits each year, of which 60% are occupationally related.” – The National Institute for Occupational Safety and Health (NIOSH) In today’s construction industry, nail guns have become the preferred tool when working with wood frame construction. They are not only more powerful than a traditional hammer, but they also allow crews to complete projects faster. However, these tools are not without their risks. As previously mentioned, according to the NIOSH, nearly 37,000 people get sent to the emergency room each year…

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