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Breathing Space

By Business Insurance, Specialty Insurance

Our friends at Builders Mutual provided us with several valuable pieces of information on the dangers of Carbon Monoxide (CO) poisoning and how it can be an over-looked job-site threat. Below, you will find the information from Builders Mutual: “Much of the work done on construction sites is outdoors, from pouring foundations and driveways to exterior framing and roofing. But at some point, the work (and the workers) move inside and into enclosed spaces, often providing relief from heat, cold, and bad weather. But bringing gas-powered equipment indoors can shift that breath of relief to a breathing danger. Carbon monoxide…

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Insurance People Works with Utica National Insurance to Issue Dividend Checks for Charter School Safety Program

By Insurance People of North Carolina, Specialty Insurance

Insurance People is thrilled to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. As a result of low claims in 2019, Utica has declared an 8.9% dividend for charter schools as a result of claim activity between April 2019 – April 2020. Members of Utica’s dividend program are committed to keeping school’s safe. Insurance People partners with Utica for this very reason, they provide unmatched resources to ensure their schools are leaders in risk management and safety practices. Each year Insurance People adds new schools to the Safety Group. We welcome any…

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Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl

By Business Insurance, Insurance, Insurance People of North Carolina, Specialty Insurance

Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl November 10, 2021 – Insurance People of North Carolina had the privilege to attend the 8th annual North Carolina Craft Brewers Conference from November 2nd to November 4th in downtown Winston-Salem. The NC Craft Brewers Conference brings together craft brewing professionals from across the Southeast for a three day event of learning, networking, socializing, and shopping. On Tuesday, November 2nd, Insurance People partnered with Radar Brewing Company to sponsor one of the locations of the #NCBeer Brewery Crawl. That evening, conference attendees had the…

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Nail Gun Safety for Contractors

By Business Insurance, Insurance, Specialty Insurance

“Nail guns are a leading cause of injury among residential carpenters and responsible for an estimated 37,000 emergency room visits each year, of which 60% are occupationally related.” – The National Institute for Occupational Safety and Health (NIOSH) In today’s construction industry, nail guns have become the preferred tool when working with wood frame construction. They are not only more powerful than a traditional hammer, but they also allow crews to complete projects faster. However, these tools are not without their risks. As previously mentioned, according to the NIOSH, nearly 37,000 people get sent to the emergency room each year…

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Are Transportation Issues Affecting Your School Policyholders?

By Insurance People of North Carolina, Specialty Insurance

The following information comes from our friends at Utica National Insurance Group. Their new risk management alert – Student Transportation Issues, Options and Training – aims to assist schools with student transportation. The COVID-19 pandemic has resulted in hiring problems for all segments of business – including schools. It has become common in recent years for schools to experience a shortage of bus drivers, causing educational institutions to seek alternatives. PLEASE NOTE: Our preference is for student transportation to be provided by properly trained and certified school employees or a licensed/insured school bus contractor using properly trained and certified drivers….

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Not A Risk Worth Taking

By Business Insurance, Insurance People of North Carolina, Specialty Insurance

Recently, our friends at Builders Mutual Insurance Company posted a blog titled, “Not a Risk Worth Taking: Why a Builders Risk Policy is for everyone”. This blog is incredibly useful for all contractors looking to fully protect their jobsite during the course of construction. Below you will find some excerpts from the BMIC blog: “As a business owner, you care about protecting yourself, your business, and your employees. You may already have a General Liability policy and a Property policy, but is each of your building projects covered during the course of construction? Here, Jennifer Morgan, an Assistant Underwriting Operations Manager…

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How Builders Are Dealing With Rising Lumber Prices

By Business Insurance, Insurance, Specialty Insurance

As many of our NC Builders are all too aware, the United States is facing a lumber shortage in 2021. This is most likely a result of the lumber mills being forced to shut down during the pandemic; however, Americans are not blameless. During the 2020 quarantine, it is fair to assume that many people took part in DIY projects to help them occupy their time. Simply based on the definition of supply and demand, this played a part in the lumber price increase.  Fortunately, the National Association of Home Builders (NAHB), “Continues to work tirelessly to combat rising lumber…

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Breweries and the Craft of Managing Risks

By Business Insurance, Insurance People of North Carolina, Specialty Insurance

Insurance People is fortunate enough to work with many breweries and distilleries across the East Coast. Because of this, we are always looking for new ways to educate our clients. As Risk Advisors, our goal is to not offer you appropriate coverages that protect your organization but also offer non-insurance solutions to decrease costs long-term. Travelers Insurance wrote a blog titled, Breweries and the Craft of Managing Risks, which focuses on unique ways for businessowners to further protect their brewery. According to Travelers, “Brewers typically understand how important it is to have clean tanks and productions lines, because the impact…

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Insurance People Mails Out Dividend Checks

By Insurance People of North Carolina, Specialty Insurance

Insurance People is thrilled to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. As a result of low claims in 2018, Utica has declared an 8% dividend for charter schools as a result of claim activity between April 2018 – April 2019.  On Monday, Insurance People mailed out over $100,000 to 65 schools in North Carolina, South Carolina and Georgia. Members of Utica’s dividend program are committed to keeping school’s safe. Insurance People partners with Utica for this very reason, they provide unmatched resources to ensure their schools are leaders in risk…

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School Safety Excellence Award – Healthy Start Academy

By Insurance People of North Carolina, Specialty Insurance

Insurance People is extremely proud to announce that our friends at Healthy Start Academy, are the recipients of Utica’s School Safety Excellence Award. Located in the West End of downtown Durham, Healthy Start Academy is the first recipient of this award in North Carolina. Healthy Start Academy (HSA), the first charter school in NC, opened their doors in 1997 and are leaders in the Charter School Movement. Utica has over 45 years of experience in this industry so to see them acknowledge an original member of this movement, shows their desire to reward success. Because of the current state of…

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