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Specialty Insurance

Nov 26

School Safety Pays: Insurance People and Utica National Insurance Announce Dividends for Charter School Safety Program

By Insurance, Insurance People of North Carolina, Specialty Insurance
Insurance People is proud to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. Utica has issued a 5.6% dividend for charter school participants. Members of Utica’s dividend program are committed to keeping schools safe. Insurance People partners with Utica for this very reason – they provide unmatched resources to ensure their schools are leaders in risk management and safety practices. Each year Insurance People adds new schools to the Safety Group. We welcome any introductions and hope to help more schools stay safe and be financially rewarded for doing so in 2025.…
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Jul 25

Before Renovating, Refresh Your Safety

By Business Insurance, Insurance People of North Carolina, Specialty Insurance
  Our friends at Builders Mutual Insurance Company provided us with the below information regarding renovation safety. We are thankful to Builders Mutual Insurance for continually providing us valuable information that we can share with you all. Below is the blog from Builders Mutual. When a property owner chooses to remodel instead of building from scratch, contractors also need to adapt their approach – including how they’ll safeguard workers. Renovation presents distinct challenges that may not be present in new construction. Adam DeVantier, Senior Risk Management Consultant at Builders Mutual, shares his top safety tips for renovating. This advice applies…
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Dec 20

School Safety Pays: Insurance People and Utica National Insurance Announce Dividends for Charter School Safety Program

By Business Insurance, Specialty Insurance
Insurance People is proud to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. As a result of low claims in 2021, Utica has issued a historic 10% dividend for charter school participants. Members of Utica’s dividend program are committed to keeping schools safe. Insurance People partners with Utica for this very reason - they provide unmatched resources to ensure their schools are leaders in risk management and safety practices. Each year Insurance People adds new schools to the Safety Group. We welcome any introductions and hope to help more schools stay safe…
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Mar 03

Breathing Space

By Business Insurance, Specialty Insurance
Our friends at Builders Mutual provided us with several valuable pieces of information on the dangers of Carbon Monoxide (CO) poisoning and how it can be an over-looked job-site threat. Below, you will find the information from Builders Mutual: “Much of the work done on construction sites is outdoors, from pouring foundations and driveways to exterior framing and roofing. But at some point, the work (and the workers) move inside and into enclosed spaces, often providing relief from heat, cold, and bad weather. But bringing gas-powered equipment indoors can shift that breath of relief to a breathing danger. Carbon monoxide…
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Nov 19

Insurance People Works with Utica National Insurance to Issue Dividend Checks for Charter School Safety Program

By Insurance People of North Carolina, Specialty Insurance
Insurance People is thrilled to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. As a result of low claims in 2019, Utica has declared an 8.9% dividend for charter schools as a result of claim activity between April 2019 – April 2020. Members of Utica’s dividend program are committed to keeping school’s safe. Insurance People partners with Utica for this very reason, they provide unmatched resources to ensure their schools are leaders in risk management and safety practices. Each year Insurance People adds new schools to the Safety Group. We welcome any…
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Nov 10

Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl

By Business Insurance, Insurance, Insurance People of North Carolina, Specialty Insurance
Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl November 10, 2021 – Insurance People of North Carolina had the privilege to attend the 8th annual North Carolina Craft Brewers Conference from November 2nd to November 4th in downtown Winston-Salem. The NC Craft Brewers Conference brings together craft brewing professionals from across the Southeast for a three day event of learning, networking, socializing, and shopping. On Tuesday, November 2nd, Insurance People partnered with Radar Brewing Company to sponsor one of the locations of the #NCBeer Brewery Crawl. That evening, conference attendees had the…
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Oct 26

Nail Gun Safety for Contractors

By Business Insurance, Insurance, Specialty Insurance
“Nail guns are a leading cause of injury among residential carpenters and responsible for an estimated 37,000 emergency room visits each year, of which 60% are occupationally related.” – The National Institute for Occupational Safety and Health (NIOSH) In today’s construction industry, nail guns have become the preferred tool when working with wood frame construction. They are not only more powerful than a traditional hammer, but they also allow crews to complete projects faster. However, these tools are not without their risks. As previously mentioned, according to the NIOSH, nearly 37,000 people get sent to the emergency room each year…
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Oct 13

Are Transportation Issues Affecting Your School Policyholders?

By Insurance People of North Carolina, Specialty Insurance
The following information comes from our friends at Utica National Insurance Group. Their new risk management alert – Student Transportation Issues, Options and Training – aims to assist schools with student transportation. The COVID-19 pandemic has resulted in hiring problems for all segments of business – including schools. It has become common in recent years for schools to experience a shortage of bus drivers, causing educational institutions to seek alternatives. PLEASE NOTE: Our preference is for student transportation to be provided by properly trained and certified school employees or a licensed/insured school bus contractor using properly trained and certified drivers.…
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May 25

Not A Risk Worth Taking

By Business Insurance, Insurance People of North Carolina, Specialty Insurance
Recently, our friends at Builders Mutual Insurance Company posted a blog titled, “Not a Risk Worth Taking: Why a Builders Risk Policy is for everyone”. This blog is incredibly useful for all contractors looking to fully protect their jobsite during the course of construction. Below you will find some excerpts from the BMIC blog: “As a business owner, you care about protecting yourself, your business, and your employees. You may already have a General Liability policy and a Property policy, but is each of your building projects covered during the course of construction? Here, Jennifer Morgan, an Assistant Underwriting Operations Manager…
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Apr 28

How Builders Are Dealing With Rising Lumber Prices

By Business Insurance, Insurance, Specialty Insurance
As many of our NC Builders are all too aware, the United States is facing a lumber shortage in 2021. This is most likely a result of the lumber mills being forced to shut down during the pandemic; however, Americans are not blameless. During the 2020 quarantine, it is fair to assume that many people took part in DIY projects to help them occupy their time. Simply based on the definition of supply and demand, this played a part in the lumber price increase.  Fortunately, the National Association of Home Builders (NAHB), “Continues to work tirelessly to combat rising lumber…
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