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All Posts By

Mitch Kaufmann

3 Tips to Decrease Workers’ Compensation Costs

By Business Insurance, Workers Compensation
In a slowing economy, employers are looking for opportunities to cut costs. A frequently overlooked method to save money is reviewing the organization’s insurance program, which many employers view as a fixed cost. While premiums for most business insurance coverages are static, workers’ compensation premiums can vary and present a lucrative opportunity to conserve cash. Below are three tips to decrease workers’ compensation costs in your organization: Implement a comprehensive safety program: One of the most effective ways to decrease workers' compensation costs is to prevent accidents and injuries from occurring in the first place. Developing and implementing a comprehensive…
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Help Your Home Stand Up to Winter

By Personal Insurance
For North Carolina residents, it is about the time of year to start planning for the cold months ahead. According to Weather Spark, the cool season in North Carolina lasts for three months from November 30th to February 28th. In Raleigh, the average low for the cold season is 33 degrees Fahrenheit, which is close to the freezing point of water. These low temperatures can lead to freezing pipes and snowfall, so it is important to take steps to ensure your home is well prepared for winter weather. Please continue reading for some great tips on how to help your…
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Work Comp Wednesdays – Stop Hiring Claims: Benefits of Screening New Hires

By Business Insurance, Insurance People of North Carolina, Workers Compensation
  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Stop Hiring Claims Hiring employees is one of the hardest tasks for any businessowner – especially with today’s labor shortage. Employees not only ensure your business can function, but they dictate company culture and future growth. Unfortunately, not everyone that applies has the physical or mental qualifications necessary to perform the job.…
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Work Comp Wednesdays – Common Workplace Injuries for Charter School Employees

By Business Insurance, Insurance, Workers Compensation
  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: Insurance People is the largest insurer of charter schools in the Carolinas and Georgia. Our agency understands the importance of the culture, experience, and quality education that charter schools provide for the community. For schools to maintain this excellence, we recommend adopting a comprehensive risk management and safety program. Being able…
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Work Comp Wednesdays – 10 Common Workers’ Comp Pain Points for Employers

By Business Insurance, Insurance People of North Carolina, Workers Compensation
Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: Workers’ Compensation insurance is considered one of the most frustrating and irritating coverages for businessowners, finance officers, and the human resources department. Workers’ Comp involves indemnifying humans – returning them to their physical (or mental) state before the injury occurred. Because of this, there are many different “hands in the pot,” which…
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Work Comp Wednesdays – What Does an Employer Want Out of Their Workers’ Comp Program?

By Business Insurance, Insurance, Workers Compensation
  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. What does an employer want out of their Workers’ Comp Program? What should an employer expect out of their Workers’ Comp Program? Background: There are many different aspects to what is considered an effective Workers’ Compensation Program. While not every effective program is going to look the same, each program will share…
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Work Comp Wednesdays – OSHA National Emphasis Program for COVID-19

By Business Insurance, Insurance, Workers Compensation
  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. What is OSHA’s new National Emphasis Program (NEP) for COVID-19? What are the implications for businessowners? What industries will be targeted by OSHA CSHOs? Background: On March 12, 2021, the Occupational Health and Safety Administration (OSHA) issued a new National Emphasis Program (NEP) to focus OSHA enforcement efforts related to Coronavirus Disease…
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Work Comp Wednesdays – Streamline Workplace Safety Trainings with AutomateSafety

By Business Insurance, Insurance People of North Carolina, Workers Compensation
  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: According to the Occupational Safety and Health Administration (OSHA), an injury and illness prevention program (workplace safety training) is a proactive process to help employers find and fix workplace hazards before workers are hurt. OSHA believes that injury and illness prevention programs provide the foundation for breakthrough changes in the way…
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Work Comp Wednesdays – How to Calculate the Impact of Workplace Incidents on Profitability

By Business Insurance, Insurance, Workers Compensation
Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: It is no secret that workplace injuries and illnesses can leave a nasty impact on an employer’s bottom line. While most employers understand there are costs associated with each injury, many employers are not aware that their workers’ compensation carrier will not assume all of these costs. In any workplace incident, there…
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Work Comp Wednesdays – The North Carolina 1.50 Ex Mod Rule: How to Navigate the Safety and Health Programs and Committees Act

By Insurance, Insurance People of North Carolina, Workers Compensation
  Work Comp Wednesdays – The North Carolina 1.50 Ex Mod Rule: How to Navigate the Safety and Health Programs and Committees Act Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: The Ex Mod (Experience Modification Rating) in Workers’ Compensation insurance has the ability to cripple an organization that has issues actively mitigating their workplace injuries. Few people understand the…
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