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Breathing Space

By Business Insurance, Specialty Insurance
Our friends at Builders Mutual provided us with several valuable pieces of information on the dangers of Carbon Monoxide (CO) poisoning and how it can be an over-looked job-site threat. Below, you will find the information from Builders Mutual: “Much of the work done on construction sites is outdoors, from pouring foundations and driveways to exterior framing and roofing. But at some point, the work (and the workers) move inside and into enclosed spaces, often providing relief from heat, cold, and bad weather. But bringing gas-powered equipment indoors can shift that breath of relief to a breathing danger. Carbon monoxide…
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9 Most Common OSHA 300A Summary Mistakes

By Business Insurance, Insurance People of North Carolina, Workers Compensation
This blog is from our friends at EmergeApps   Employers are required to post the OSHA 300A summary from February to April of each year to maintain OSHA recordkeeping compliance. This is an essential responsibility for employers – but can also be a confusing one. Here are the 9 most common employer mistakes regarding the 300A posting: Failure to post when there are zero incidents Employers are required to post the Form 300A Summary even if there were no recordable injuries and illnesses. If there are no incidents, simply enter zeroes for the column totals. Not posting the right data…
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March 2nd, 2022: Electronic Submission of Injury and Illness Records to OSHA

By Business Insurance, Insurance, Workers Compensation
  OSHA Recordkeeping Background: Each year, millions of workers get hurt on the job. In order to help prevent work-related injuries and illnesses, OSHA has for decades required employers to keep track of these incidents by recording them in what is often called an “OSHA log.” OSHA now requires employers to electronically submit that data directly to OSHA for its review, in addition to keeping the OSHA 300, 300A and 301 Forms. On May 12, 2016, Federal OSHA passed new regulations requiring employers to electronically submit injury data directly to OSHA: Establishments with 20 or more employees from selected industries…
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Covid-19 OSHA Vaccine and Testing Mandate

By Business Insurance, Insurance
“On November 4, OSHA issued its COVID-19 Vaccine and Testing Emergency Temporary Standard (ETS) requiring private sector businesses with 100 or more employees to mandate vaccination or weekly testing. On November 16, AmTrust presented a webinar, OSHA COVID-19 Vaccine and Testing Mandate: What Private Sector Businesses Need to Know, with AmTrust’s Kelley Barnett, VP Corporate Counsel-Labor and Employment and OSHA 30 Certified, and Woody Dwyer, Director of Loss Control at AmTrust.” – AmTrust Financial In this blog, we follow along with the information that was provided to us by our friends at AmTrust Financial. As previously mentioned, the webinar on…
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Insurance People Works with Utica National Insurance to Issue Dividend Checks for Charter School Safety Program

By Insurance People of North Carolina, Specialty Insurance
Insurance People is thrilled to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. As a result of low claims in 2019, Utica has declared an 8.9% dividend for charter schools as a result of claim activity between April 2019 – April 2020. Members of Utica’s dividend program are committed to keeping school’s safe. Insurance People partners with Utica for this very reason, they provide unmatched resources to ensure their schools are leaders in risk management and safety practices. Each year Insurance People adds new schools to the Safety Group. We welcome any…
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Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl

By Business Insurance, Insurance, Insurance People of North Carolina, Specialty Insurance
Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl November 10, 2021 – Insurance People of North Carolina had the privilege to attend the 8th annual North Carolina Craft Brewers Conference from November 2nd to November 4th in downtown Winston-Salem. The NC Craft Brewers Conference brings together craft brewing professionals from across the Southeast for a three day event of learning, networking, socializing, and shopping. On Tuesday, November 2nd, Insurance People partnered with Radar Brewing Company to sponsor one of the locations of the #NCBeer Brewery Crawl. That evening, conference attendees had the…
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Nail Gun Safety for Contractors

By Business Insurance, Insurance, Specialty Insurance
“Nail guns are a leading cause of injury among residential carpenters and responsible for an estimated 37,000 emergency room visits each year, of which 60% are occupationally related.” – The National Institute for Occupational Safety and Health (NIOSH) In today’s construction industry, nail guns have become the preferred tool when working with wood frame construction. They are not only more powerful than a traditional hammer, but they also allow crews to complete projects faster. However, these tools are not without their risks. As previously mentioned, according to the NIOSH, nearly 37,000 people get sent to the emergency room each year…
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Insurance People Sponsors Boricua Fall Fest at Rocky Mount Mills

By Business Insurance, Insurance, Personal Insurance
Insurance People had the honor to be a sponsor at Boricua Fall Fest in Rocky Mount on Saturday, October 23, 2021. The purpose of this festival is to reunite all Puerto Ricans and other Hispanics that live in North Carolina and bring them a taste of their island P.R. There were many vendors selling their souvenirs, artisans selling their hand made creations, food trucks with all the Puerto Rican food you can imagine, face painting, bouncy houses, and a famous Puerto Rican rock band called “La Secta All Star." ​Insurance People's Haydee Pomales shared the following about her experience at…
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Property Management Group Lowers Experience Mod and Workers’ Comp Premium by 30% through Managing Safety and Risk

By Business Insurance, Insurance, Insurance People of North Carolina, Workers Compensation
INSURED A multi-state property management group. SITUATION The management group had rising workplace injury costs, and their prior agent was not addressing it. This complexity requires expertise, as well as the time and resources to properly audit the company’s safety procedures.  Unable to get a handle on the workplace injury claims, the Experience Mod & Premium began to climb. ASSESSMENT Insurance People’s Master WorkComp Advisor (MWCA) conducted a Risk Management Audit on the company’s Workers’ Compensation program to identify the risk issues facing the company and to help benchmark their performance against ideal industry standards. The company signed a Broker…
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Are Transportation Issues Affecting Your School Policyholders?

By Insurance People of North Carolina, Specialty Insurance
The following information comes from our friends at Utica National Insurance Group. Their new risk management alert – Student Transportation Issues, Options and Training – aims to assist schools with student transportation. The COVID-19 pandemic has resulted in hiring problems for all segments of business – including schools. It has become common in recent years for schools to experience a shortage of bus drivers, causing educational institutions to seek alternatives. PLEASE NOTE: Our preference is for student transportation to be provided by properly trained and certified school employees or a licensed/insured school bus contractor using properly trained and certified drivers.…
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