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Workers Compensation

Property Management Group Lowers Experience Mod and Workers’ Comp Premium by 30% through Managing Safety and Risk

By Business Insurance, Insurance, Insurance People of North Carolina, Workers Compensation

INSURED A multi-state property management group. SITUATION The management group had rising workplace injury costs, and their prior agent was not addressing it. This complexity requires expertise, as well as the time and resources to properly audit the company’s safety procedures.  Unable to get a handle on the workplace injury claims, the Experience Mod & Premium began to climb. ASSESSMENT Insurance People’s Master WorkComp Advisor (MWCA) conducted a Risk Management Audit on the company’s Workers’ Compensation program to identify the risk issues facing the company and to help benchmark their performance against ideal industry standards. The company signed a Broker…

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Work Comp Wednesdays – Common Workplace Injuries for Charter School Employees

By Business Insurance, Insurance, Workers Compensation

  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: Insurance People is the largest insurer of charter schools in the Carolinas and Georgia. Our agency understands the importance of the culture, experience, and quality education that charter schools provide for the community. For schools to maintain this excellence, we recommend adopting a comprehensive risk management and safety program. Being able…

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Work Comp Wednesdays – Workers’ Compensation Insurance Fraud 101

By Business Insurance, Workers Compensation

  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: Despite being illegal, Workers’ Compensation Insurance fraud occurs all too often. Each year, billions of dollars are stolen in the United States due to fraudulent claims and misreported business information. Not only does this misrepresentation adversely affect the business, but it can also affect the state’s workers’ compensation insurance rate system….

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National Safety Month Tips

By Business Insurance, Workers Compensation

As a risk-management driven agency, Insurance People’s goal is to not only offer you appropriate coverages that protect your organization but non-insurance solutions to decrease costs long-term. Because of this, we are always looking for new ways to assist our clients regarding safety. Since 1996, the National Safety Council (NSA) designated June as National Safety Month. Their goal was, “to increase awareness of the leading safety and health risks facing employees and decrease the risk for workplace injuries and deaths in the U.S.”. This year, National Safety Month will focus on the four different weekly topics listed below: Week 1:…

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Work Comp Wednesdays – 10 Common Workers’ Comp Pain Points for Employers

By Business Insurance, Insurance People of North Carolina, Workers Compensation

Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: Workers’ Compensation insurance is considered one of the most frustrating and irritating coverages for businessowners, finance officers, and the human resources department. Workers’ Comp involves indemnifying humans – returning them to their physical (or mental) state before the injury occurred. Because of this, there are many different “hands in the pot,” which…

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Work Comp Wednesdays – What Does an Employer Want Out of Their Workers’ Comp Program?

By Business Insurance, Insurance, Workers Compensation

  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. What does an employer want out of their Workers’ Comp Program? What should an employer expect out of their Workers’ Comp Program? Background: There are many different aspects to what is considered an effective Workers’ Compensation Program. While not every effective program is going to look the same, each program will share…

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Work Comp Wednesdays – OSHA National Emphasis Program for COVID-19

By Business Insurance, Insurance, Workers Compensation

  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. What is OSHA’s new National Emphasis Program (NEP) for COVID-19? What are the implications for businessowners? What industries will be targeted by OSHA CSHOs? Background: On March 12, 2021, the Occupational Health and Safety Administration (OSHA) issued a new National Emphasis Program (NEP) to focus OSHA enforcement efforts related to Coronavirus Disease…

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Work Comp Wednesdays – Streamline Workplace Safety Trainings with AutomateSafety

By Business Insurance, Insurance People of North Carolina, Workers Compensation

  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: According to the Occupational Safety and Health Administration (OSHA), an injury and illness prevention program (workplace safety training) is a proactive process to help employers find and fix workplace hazards before workers are hurt. OSHA believes that injury and illness prevention programs provide the foundation for breakthrough changes in the way…

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6 Ways to Create More Engaging Safety Meetings

By Business Insurance, Workers Compensation

To ensure that their employees are up to date on company issues, specifically safety, safety meetings should be a high priority for ALL small businesses. At its core, a staff meeting is meant to be informative, motivational, and productive; however, this is not always the case. According to Employers Insurance, “Few things draw groans, sighs or yawns from workers quite like calling a staff meeting. Meetings can be tedious and unproductive, annoying interruptions to an otherwise productive workday.” Safety programs not only protect workers from on-the-job injuries, but they also save business owners money. The National Institute of Building Science…

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Work Comp Wednesdays – Occupational Safety and Health Administration’s (OSHA) Resources for Improving Workplace Safety

By Business Insurance, Insurance People of North Carolina, Workers Compensation

Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: The purpose of the Occupational Safety and Health Act of 1970 is “to assure safe and healthful working conditions for men and women; by authorizing enforcement of the standards developed under the Act; by assisting and encouraging the State in their efforts to assure safe and healthful working conditions; by providing for…

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