The Holidays are a time of happiness that is to be shared with family and friends. For many, traditions include candle lit windows, colorful Holiday lights hung around the house and tree, and a warm fire place burning into the night. Although it is important to embrace and enjoy the Holiday spirit, we must also invest some time to ensure proper risk management precautions are taken. Dedicating a few minutes to review possible fire hazards will allow for a safe and sound Holiday season. Click on the link below to read an article written by Chubb Insurance on the…
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Insurance People of North Carolina is the largest insurer of Charter Schools in the Carolinas – there is a reason for that. Check out our webinar that showcases our process on how we help mitigate risks and improve their bottom line. Our agency values education and loves to help schools reach their true potential! Special thanks to the Charter School Business Network, Leaders Building Leaders, and the North Carolina Association for Public Charter Schools for hosting us!
Hurricane Florence made landfall this weekend, dumping rain that has caused major flooding to the coast and inland cities of the Carolinas. Shocking photos surfacing online portray the severity of losses impacting cities like Wilmington, New Bern, and Fayetteville. Fortunately, the skies have cleared, which allowed first-responders and trained volunteers to begin the recovery effort on Monday. We have compiled three articles written by the Centers of Disease Control, the Charlotte Observer, and Forbes on helpful tips regarding post-disaster cleanup, reputable charities for donations, and how to avoid scams. Please review the links below to gain a better understanding: “Clean…
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Bankers 800-765-9700 Builders Mutual 800-809-4862 Chubb 1-800-252-4670 Cincinnati 877-242-2544 Foremost 800-527-3905 Frontline 800-675-0145 Great American 888-317-4828 Guide One 888-748-4326 Hagerty 800-385-0274 Hanover 800-672-9006 Hartford 1-800-327-3636 Catastrophe Center 1-800-243-5860 Kemper 888-252-2799 Liberty Mutual 1-844-825-2467 Lighthouse 877-852-0606 Markel 800-362-7535 NCJUA 800-662-7048 National General 1-800-468-3466 Penn National 800-766-2245 Philadelphia 1-800-765-9749 Catastrophe Call Center 1-800-765-9749 #3 SC Wind 803-779-8373 Safeco 800-332-3226 Selective 866-455-9969 Selective Flood 877-348-0552 Travelers 1-800-238-6225 UPC 888-256-3378 USLI 888-875-5231 Universal Property & Casualty 800-425-9113 Utica 1-800-216-1420 Zurich 800-800-3907
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North Carolina, South Carolina, and Virginia have already declared states of emergency as they anticipate the potential impacts from Hurricane Florence. Current computer models agree that the storm is heading for the Carolinas and could hit land as a Category 3 or Category 4 Hurricane (111+ mph winds). Many residents that have lived in the area for the past 20 years understand the detrimental powers a hurricane of this size can bring – Hurricanes Fran (1996) and Floyd (1999). Being ready for a natural disaster can save money, time, property, and lives. Here are 5 crucial tips on the best…
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Check out this post from Selective as students gear up to head to college. The link to their full post is below. This weekend is move-in for most colleges and universities in North Carolina. Parents and family members will travel across the state to help their freshman transition his/her life and belongings into a new room, campus, town, and alma mater. As the parents drive away with an empty backseat, questions arise if they have done enough to prepare their child for the journey ahead. Most things are out of the parents’ control but one thing they can do is…
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Our friends at Selective have something we want to share! Link to the full post is at the bottom. Your vacation home is your precious getaway, a place far from the stress that results from work and everyday problems of normal life. Whether your vacation home is at the beach or in the mountains, the scenery and a little peace and quiet is all it takes for your world to stop spinning. The last thing you want is for stress to follow you to your vacation home but unfortunately, risks lay around every corner- even in the most beautiful places.…
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Insurance. The all-encompassing money-making scheme that requires you to pay money because something MIGHT happen to your home, your vehicle, your business, etc. No one seems to like paying their insurance but it’s something we all have to do. (more…)
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Arguably one of the most regulated government agencies is the Occupational Safety and Health Administration, also known as OSHA. For a small business, trying to keep up with all of these regulations can be frustrating when trying to determine things like what should I record, who do I submit it to and what kind of business am I “classified” (according to them) as. (more…)
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In today’s busy world, everything is done instantly through cell phones. I don’t know about you, but I’ve gone as far as turning my car around halfway through my dreadful stop-and-go-traffic commute once I realized I didn’t have my phone. Even though I didn’t plan on using it for any specific purpose throughout the day, just knowing it was with me was all I needed. Legions of companies have capitalized on our cell phone obsessions by giving us games, social media, and other time wasters but some companies want to use this technology for the greater good. (more…)
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