Benefits in Durham and throughout North Carolina as well as many states across the country.

The cost of benefits is rising significantly, while individuals and employees consistently seek more from their benefits packages. We can design individual and group benefits programs that makes sense for your unique needs.

Our experienced benefits professionals take the time to understand your benefits needs. They bring bold thinking and industry expertise to help you stay on top of regulations and economic trends. They work as your benefits advocate to keep you or your organization vital over the long-term.

Group Benefits

Which employee benefits are right for your business?

Use the yellow hot spots and explore how employee benefits can help attract, retain and protect your team.

Group Voluntary Benefits

Even if you’re unable to offer healthcare benefits, you can give your employees the opportunity to secure valuable coverage at significantly lower rates than they’d pay as individuals. We’ll help you give your employees more.

Group Health Insurance

In general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.

Accidental Death and Dismemberment Insurance

Some employees may want coverage that goes beyond life insurance or workers compensation. They want to be covered in the event of an accident, on or off the job. We can provide that added financial protection.

Long-Term Care Insurance

Offering long-term care insurance as a employee benefit can be an integral part of your strategy to recruit and retain the best talent, contain costs, and enhance employee productivity. We’ll guide you through the process.

Disability Insurance

Disability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.

Group Vision Insurance

Good eye care can help diagnose more serious health problems. We’ll help you find a vision plan that works for you and your team.

Group Dental Insurance

Offering your employees a comprehensive dental plan adds an attractive element to your benefits package. We’ll work with you to design coverage that gives your employees dental care at a reasonable cost.

Individual Benefits

Individual Life Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

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Long-Term Disability Insurance

Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months – even years. We’ll make sure you have financial support to manage your disability and your household.

Long-Term Care Insurance

Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We’ll help prepare you for the unexpected.

Individual Health Insurance

For those who don’t have employer-sponsored health plans, an individual health insurance policy is a necessity. We’ll help you sort out the confusion of co-pays, coinsurance and other considerations and create a policy that fits your life.

Individual Medicare Insurance

Individual Medicare insurance can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.