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Preventing Burst Pipes

By Business Insurance, Personal Insurance
  We hope that everyone had a wonderful time with their friends and families over the holidays. As we enter 2024, we want to make sure everyone has prepared their homes for the winter. Our friends at Utica National provided us with some information regarding how to prevent pipes from bursting. Below, you will find the information from Utica: Many people believe that when water freezes in a pipe, the ice expands, pushing against the walls of the pipe causing a pipe to burst. In reality, this is not the case. Freezing water pipes do not burst directly from the…
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Help Your Home Stand Up to Winter

By Personal Insurance
For North Carolina residents, it is about the time of year to start planning for the cold months ahead. According to Weather Spark, the cool season in North Carolina lasts for three months from November 30th to February 28th. In Raleigh, the average low for the cold season is 33 degrees Fahrenheit, which is close to the freezing point of water. These low temperatures can lead to freezing pipes and snowfall, so it is important to take steps to ensure your home is well prepared for winter weather. Please continue reading for some great tips on how to help your…
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Start Your Flood Insurance 30-Day Wait Period Just in Time for Hurricane Season

By Business Insurance, Insurance People of North Carolina, Personal Insurance
  June 1st is the official start of hurricane season for states along the Atlantic coast – and it could be catastrophic. Scientists at Colorado State University issued a prediction that there will be at least 19 named storms. Of those 19 named storms, nine will be hurricanes - four of which will be Category 3 or higher. Typically, an average hurricane season has around 14 named storms, seven hurricanes and three major hurricanes. In 2021, hurricane season produced 21 named storms, including seven hurricanes of which four were Category 3 or higher. Last year’s season was the sixth consecutive…
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Insurance People Sponsors Boricua Fall Fest at Rocky Mount Mills

By Business Insurance, Insurance, Personal Insurance
Insurance People had the honor to be a sponsor at Boricua Fall Fest in Rocky Mount on Saturday, October 23, 2021. The purpose of this festival is to reunite all Puerto Ricans and other Hispanics that live in North Carolina and bring them a taste of their island P.R. There were many vendors selling their souvenirs, artisans selling their hand made creations, food trucks with all the Puerto Rican food you can imagine, face painting, bouncy houses, and a famous Puerto Rican rock band called “La Secta All Star." ​Insurance People's Haydee Pomales shared the following about her experience at…
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Insurance People Brings in Haydee Pomales to Better Serve and Support North Carolina’s Hispanic Community

By Business Insurance, Insurance People of North Carolina, Personal Insurance
  (Durham, North Carolina) Insurance People is proud to announce the addition of our newest team member, Haydee Pomales. With the help of Haydee, Insurance People hopes to better serve and support North Carolina’s Hispanic/Latinx community. According to the U.S. Census Bureau, the Hispanic/Latinx population in North Carolina has grown to over one million residents. Between 2010 and 2019, North Carolina’s Hispanic population grew by 28.3% (226,000), which outpaced the growth of this population nationwide (19.6%). Although Mecklenburg County is home to the largest Hispanic community in North Carolina, the Triangle comprises over 172,000 Hispanic/Latinx individuals. The Hispanic community has…
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Today’s Underwriter-Driven Hard Market Report (and What We Can Do About It)

By Business Insurance, Insurance, Personal Insurance
Prepared by our friends at Beyond Insurance Global Network To our valued customers: As a trusted advisor to your organization, we felt it was appropriate to provide you with a state of the insurance industry 2021 report. We are in what is defined as a hardening market. We last saw this market cycle in the early 2000s. Some describe this cycle as an Underwriter-Driven Hard Market. In the following report, we have outlined why we are in this market, and what you can expect moving forward in 2021 and beyond. We hope that you find this information valuable. What are…
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Meet Bennett – Insurance People’s Newest Team Member

By Business Insurance, Insurance People of North Carolina, Personal Insurance
Name: Bennett Sterling Age: 25 Hometown: Durham, NC Fun Fact: The only type of seafood that Bennett eats is fried shrimp! Bennett is a Durham-native and is a licensed Property and Casualty Insurance agent. He joined Insurance People in early 2020, only three days prior to the initial Covid-19 stay-at-home order. Bennett has a background in Sales and Customer Service Relations, stemming from his passion to serve others. He received an academic scholarship to attend High Point University, his freshman year, where his focus was Business Administration. Bennett enjoys the industry because it is continuously evolving and there is something…
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Fire Up The Grill, Don’t Fire Up Your Home

By Insurance, Personal Insurance
Whether you call it barbecuing or grilling, it’s summertime in the United States and people are outside to cook their favorite meats and vegetables. While firing up the gas or charcoal grill may seem like a normal and safe occurrence, potential perils like personal injury and property damage affect homeowners every year. For more information on simple safety tips to follow while using your grill, please read the following article from Cincinnati Insurance.
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Preparing for Hurricane Florence

By Business Insurance, Insurance, Insurance People of North Carolina, Personal Insurance
North Carolina, South Carolina, and Virginia have already declared states of emergency as they anticipate the potential impacts from Hurricane Florence. Current computer models agree that the storm is heading for the Carolinas and could hit land as a Category 3 or Category 4 Hurricane (111+ mph winds). Many residents that have lived in the area for the past 20 years understand the detrimental powers a hurricane of this size can bring – Hurricanes Fran (1996) and Floyd (1999). Being ready for a natural disaster can save money, time, property, and lives. Here are 5 crucial tips on the best…
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Heading to College: What to Insure

By Insurance, Insurance People of North Carolina, Personal Insurance
Check out this post from Selective as students gear up to head to college. The link to their full post is below. This weekend is move-in for most colleges and universities in North Carolina. Parents and family members will travel across the state to help their freshman transition his/her life and belongings into a new room, campus, town, and alma mater. As the parents drive away with an empty backseat, questions arise if they have done enough to prepare their child for the journey ahead. Most things are out of the parents’ control but one thing they can do is…
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