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Insurance People of North Carolina

Not A Risk Worth Taking

By Business Insurance, Insurance People of North Carolina, Specialty Insurance

Recently, our friends at Builders Mutual Insurance Company posted a blog titled, “Not a Risk Worth Taking: Why a Builders Risk Policy is for everyone”. This blog is incredibly useful for all contractors looking to fully protect their jobsite during the course of construction. Below you will find some excerpts from the BMIC blog: “As a business owner, you care about protecting yourself, your business, and your employees. You may already have a General Liability policy and a Property policy, but is each of your building projects covered during the course of construction? Here, Jennifer Morgan, an Assistant Underwriting Operations Manager…

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Work Comp Wednesdays – 10 Common Workers’ Comp Pain Points for Employers

By Business Insurance, Insurance People of North Carolina, Workers Compensation

Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: Workers’ Compensation insurance is considered one of the most frustrating and irritating coverages for businessowners, finance officers, and the human resources department. Workers’ Comp involves indemnifying humans – returning them to their physical (or mental) state before the injury occurred. Because of this, there are many different “hands in the pot,” which…

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Work Comp Wednesdays – Streamline Workplace Safety Trainings with AutomateSafety

By Business Insurance, Insurance People of North Carolina, Workers Compensation

  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: According to the Occupational Safety and Health Administration (OSHA), an injury and illness prevention program (workplace safety training) is a proactive process to help employers find and fix workplace hazards before workers are hurt. OSHA believes that injury and illness prevention programs provide the foundation for breakthrough changes in the way…

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Work Comp Wednesdays – Occupational Safety and Health Administration’s (OSHA) Resources for Improving Workplace Safety

By Business Insurance, Insurance People of North Carolina, Workers Compensation

Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: The purpose of the Occupational Safety and Health Act of 1970 is “to assure safe and healthful working conditions for men and women; by authorizing enforcement of the standards developed under the Act; by assisting and encouraging the State in their efforts to assure safe and healthful working conditions; by providing for…

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Breweries and the Craft of Managing Risks

By Business Insurance, Insurance People of North Carolina, Specialty Insurance

Insurance People is fortunate enough to work with many breweries and distilleries across the East Coast. Because of this, we are always looking for new ways to educate our clients. As Risk Advisors, our goal is to not offer you appropriate coverages that protect your organization but also offer non-insurance solutions to decrease costs long-term. Travelers Insurance wrote a blog titled, Breweries and the Craft of Managing Risks, which focuses on unique ways for businessowners to further protect their brewery. According to Travelers, “Brewers typically understand how important it is to have clean tanks and productions lines, because the impact…

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5 Most Common Workplace Accidents

By Business Insurance, Insurance People of North Carolina, Workers Compensation

As a risk-management driven agency, we are always looking for new ways to help our community stay safe at work. A safe workplace not only reduces financial costs associated with accidents, it also improves the overall morale of the employees. The easiest way to prevent workplace accidents from occurring in the future, is to learn what accidents take place the most frequently. According to Amtrust Financial, one of the largest providers of Workers’ Compensation insurance nationwide, the five most common workplace accidents include: Burns Falls, Slips or Trips Lacerations Overexertion Transportation Incidents Burns – Many industries have exposures to burn…

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5 Essential Steps to Creating and Attaining Your Goals

By Insurance People of North Carolina

Believe it or not, it has been almost one year since the Covid-19 pandemic began. Americans have used this time to grow both mentally and professionally. Specifically, they have used this as an opportunity to create attainable goals for their future. The Beyond Insurance Global Network (BIGN) recently posted a blog regarding, “5 Essential Steps to Creating and Attaining Your Goals”. This blog touches on the common goal setting acronym, S.M.A.R.T, while also providing five additional steps that can lead to effective goal setting. Below, you will find the five steps: Step 1 – List your goals A to Z:…

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Work Comp Wednesdays – The North Carolina 1.50 Ex Mod Rule: How to Navigate the Safety and Health Programs and Committees Act

By Insurance, Insurance People of North Carolina, Workers Compensation

  Work Comp Wednesdays – The North Carolina 1.50 Ex Mod Rule: How to Navigate the Safety and Health Programs and Committees Act Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: The Ex Mod (Experience Modification Rating) in Workers’ Compensation insurance has the ability to cripple an organization that has issues actively mitigating their workplace injuries. Few people understand the…

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Meet Bennett – Insurance People’s Newest Team Member

By Business Insurance, Insurance People of North Carolina, Personal Insurance

Name: Bennett Sterling Age: 25 Hometown: Durham, NC Fun Fact: The only type of seafood that Bennett eats is fried shrimp! Bennett is a Durham-native and is a licensed Property and Casualty Insurance agent. He joined Insurance People in early 2020, only three days prior to the initial Covid-19 stay-at-home order. Bennett has a background in Sales and Customer Service Relations, stemming from his passion to serve others. He received an academic scholarship to attend High Point University, his freshman year, where his focus was Business Administration. Bennett enjoys the industry because it is continuously evolving and there is something…

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Insurance People Mails Out Dividend Checks

By Insurance People of North Carolina, Specialty Insurance

Insurance People is thrilled to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. As a result of low claims in 2018, Utica has declared an 8% dividend for charter schools as a result of claim activity between April 2018 – April 2019.  On Monday, Insurance People mailed out over $100,000 to 65 schools in North Carolina, South Carolina and Georgia. Members of Utica’s dividend program are committed to keeping school’s safe. Insurance People partners with Utica for this very reason, they provide unmatched resources to ensure their schools are leaders in risk…

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