Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. What is OSHA’s new National Emphasis Program (NEP) for COVID-19? What are the implications for businessowners? What industries will be targeted by OSHA CSHOs? Background: On March 12, 2021, the Occupational Health and Safety Administration (OSHA) issued a new National Emphasis Program (NEP) to focus OSHA enforcement efforts related to Coronavirus Disease…
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Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: According to the Occupational Safety and Health Administration (OSHA), an injury and illness prevention program (workplace safety training) is a proactive process to help employers find and fix workplace hazards before workers are hurt. OSHA believes that injury and illness prevention programs provide the foundation for breakthrough changes in the way…
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To ensure that their employees are up to date on company issues, specifically safety, safety meetings should be a high priority for ALL small businesses. At its core, a staff meeting is meant to be informative, motivational, and productive; however, this is not always the case. According to Employers Insurance, “Few things draw groans, sighs or yawns from workers quite like calling a staff meeting. Meetings can be tedious and unproductive, annoying interruptions to an otherwise productive workday.” Safety programs not only protect workers from on-the-job injuries, but they also save business owners money. The National Institute of Building Science…
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Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: The purpose of the Occupational Safety and Health Act of 1970 is “to assure safe and healthful working conditions for men and women; by authorizing enforcement of the standards developed under the Act; by assisting and encouraging the State in their efforts to assure safe and healthful working conditions; by providing for…
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Insurance People is fortunate enough to work with many breweries and distilleries across the East Coast. Because of this, we are always looking for new ways to educate our clients. As Risk Advisors, our goal is to not offer you appropriate coverages that protect your organization but also offer non-insurance solutions to decrease costs long-term. Travelers Insurance wrote a blog titled, Breweries and the Craft of Managing Risks, which focuses on unique ways for businessowners to further protect their brewery. According to Travelers, “Brewers typically understand how important it is to have clean tanks and productions lines, because the impact…
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As the COVID-19 vaccine continues to become more available across the country, employers should learn what this means for their employees returning to work. Because this is such a sensitive subject, we wanted to make sure that we accurately provided all of the pertinent information for you. The attached article, published by AmTrust Financial, touches on guidelines from the U.S. Equal Employment Opportunity Commission (EEOC), as well as the steps employers should take as their workplaces continue to open. This article was written in part by industry experts, Littler Mendelson, P.C.; a law firm that handles labor and employment litigation.…
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Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: It is no secret that workplace injuries and illnesses can leave a nasty impact on an employer’s bottom line. While most employers understand there are costs associated with each injury, many employers are not aware that their workers’ compensation carrier will not assume all of these costs. In any workplace incident, there…
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Prepared by our friends at Beyond Insurance Global Network To our valued customers: As a trusted advisor to your organization, we felt it was appropriate to provide you with a state of the insurance industry 2021 report. We are in what is defined as a hardening market. We last saw this market cycle in the early 2000s. Some describe this cycle as an Underwriter-Driven Hard Market. In the following report, we have outlined why we are in this market, and what you can expect moving forward in 2021 and beyond. We hope that you find this information valuable. What are…
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As a risk-management driven agency, we are always looking for new ways to help our community stay safe at work. A safe workplace not only reduces financial costs associated with accidents, it also improves the overall morale of the employees. The easiest way to prevent workplace accidents from occurring in the future, is to learn what accidents take place the most frequently. According to Amtrust Financial, one of the largest providers of Workers’ Compensation insurance nationwide, the five most common workplace accidents include: Burns Falls, Slips or Trips Lacerations Overexertion Transportation Incidents Burns – Many industries have exposures to burn…
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Believe it or not, it has been almost one year since the Covid-19 pandemic began. Americans have used this time to grow both mentally and professionally. Specifically, they have used this as an opportunity to create attainable goals for their future. The Beyond Insurance Global Network (BIGN) recently posted a blog regarding, “5 Essential Steps to Creating and Attaining Your Goals”. This blog touches on the common goal setting acronym, S.M.A.R.T, while also providing five additional steps that can lead to effective goal setting. Below, you will find the five steps: Step 1 – List your goals A to Z:…
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