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Insurance

Nov 26

School Safety Pays: Insurance People and Utica National Insurance Announce Dividends for Charter School Safety Program

By Insurance, Insurance People of North Carolina, Specialty Insurance
Insurance People is proud to announce that Utica National Insurance Group has declared a dividend for the Charter School Safety Program. Utica has issued a 5.6% dividend for charter school participants. Members of Utica’s dividend program are committed to keeping schools safe. Insurance People partners with Utica for this very reason – they provide unmatched resources to ensure their schools are leaders in risk management and safety practices. Each year Insurance People adds new schools to the Safety Group. We welcome any introductions and hope to help more schools stay safe and be financially rewarded for doing so in 2025.…
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Feb 07

March 2nd, 2022: Electronic Submission of Injury and Illness Records to OSHA

By Business Insurance, Insurance, Workers Compensation
  OSHA Recordkeeping Background: Each year, millions of workers get hurt on the job. In order to help prevent work-related injuries and illnesses, OSHA has for decades required employers to keep track of these incidents by recording them in what is often called an “OSHA log.” OSHA now requires employers to electronically submit that data directly to OSHA for its review, in addition to keeping the OSHA 300, 300A and 301 Forms. On May 12, 2016, Federal OSHA passed new regulations requiring employers to electronically submit injury data directly to OSHA: Establishments with 20 or more employees from selected industries…
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Nov 29

Covid-19 OSHA Vaccine and Testing Mandate

By Business Insurance, Insurance
“On November 4, OSHA issued its COVID-19 Vaccine and Testing Emergency Temporary Standard (ETS) requiring private sector businesses with 100 or more employees to mandate vaccination or weekly testing. On November 16, AmTrust presented a webinar, OSHA COVID-19 Vaccine and Testing Mandate: What Private Sector Businesses Need to Know, with AmTrust’s Kelley Barnett, VP Corporate Counsel-Labor and Employment and OSHA 30 Certified, and Woody Dwyer, Director of Loss Control at AmTrust.” – AmTrust Financial In this blog, we follow along with the information that was provided to us by our friends at AmTrust Financial. As previously mentioned, the webinar on…
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Nov 10

Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl

By Business Insurance, Insurance, Insurance People of North Carolina, Specialty Insurance
Insurance People of North Carolina Attends North Carolina Craft Brewers Conference & Sponsors #NCBeer Brewery Crawl November 10, 2021 – Insurance People of North Carolina had the privilege to attend the 8th annual North Carolina Craft Brewers Conference from November 2nd to November 4th in downtown Winston-Salem. The NC Craft Brewers Conference brings together craft brewing professionals from across the Southeast for a three day event of learning, networking, socializing, and shopping. On Tuesday, November 2nd, Insurance People partnered with Radar Brewing Company to sponsor one of the locations of the #NCBeer Brewery Crawl. That evening, conference attendees had the…
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Oct 26

Nail Gun Safety for Contractors

By Business Insurance, Insurance, Specialty Insurance
“Nail guns are a leading cause of injury among residential carpenters and responsible for an estimated 37,000 emergency room visits each year, of which 60% are occupationally related.” – The National Institute for Occupational Safety and Health (NIOSH) In today’s construction industry, nail guns have become the preferred tool when working with wood frame construction. They are not only more powerful than a traditional hammer, but they also allow crews to complete projects faster. However, these tools are not without their risks. As previously mentioned, according to the NIOSH, nearly 37,000 people get sent to the emergency room each year…
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Oct 25

Insurance People Sponsors Boricua Fall Fest at Rocky Mount Mills

By Business Insurance, Insurance, Personal Insurance
Insurance People had the honor to be a sponsor at Boricua Fall Fest in Rocky Mount on Saturday, October 23, 2021. The purpose of this festival is to reunite all Puerto Ricans and other Hispanics that live in North Carolina and bring them a taste of their island P.R. There were many vendors selling their souvenirs, artisans selling their hand made creations, food trucks with all the Puerto Rican food you can imagine, face painting, bouncy houses, and a famous Puerto Rican rock band called “La Secta All Star." ​Insurance People's Haydee Pomales shared the following about her experience at…
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Oct 20

Property Management Group Lowers Experience Mod and Workers’ Comp Premium by 30% through Managing Safety and Risk

By Business Insurance, Insurance, Insurance People of North Carolina, Workers Compensation
INSURED A multi-state property management group. SITUATION The management group had rising workplace injury costs, and their prior agent was not addressing it. This complexity requires expertise, as well as the time and resources to properly audit the company’s safety procedures.  Unable to get a handle on the workplace injury claims, the Experience Mod & Premium began to climb. ASSESSMENT Insurance People’s Master WorkComp Advisor (MWCA) conducted a Risk Management Audit on the company’s Workers’ Compensation program to identify the risk issues facing the company and to help benchmark their performance against ideal industry standards. The company signed a Broker…
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Aug 11

Work Comp Wednesdays – Common Workplace Injuries for Charter School Employees

By Business Insurance, Insurance, Workers Compensation
  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: Insurance People is the largest insurer of charter schools in the Carolinas and Georgia. Our agency understands the importance of the culture, experience, and quality education that charter schools provide for the community. For schools to maintain this excellence, we recommend adopting a comprehensive risk management and safety program. Being able…
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Jul 26

Why Builder Lumber Prices Remain Higher than Headlines Suggest

By Business Insurance, Insurance
*The following blog uses information from NAHB’s article on the subject. We credit NAHB for providing us with this information. According to the NAHB, lumber prices have declined approximately 56% since May 10, 2021. While that seems like good news at first glance, on closer inspection it becomes clear that the situation is still less than ideal for the construction industry. In fact, the NAHB states, “While the price of framing lumber has dropped roughly 50% over the past seven weeks according to Random Lengths, prices paid by builders have declined by a fraction of that amount.” To better understand…
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May 05

Work Comp Wednesdays – What Does an Employer Want Out of Their Workers’ Comp Program?

By Business Insurance, Insurance, Workers Compensation
  Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. What does an employer want out of their Workers’ Comp Program? What should an employer expect out of their Workers’ Comp Program? Background: There are many different aspects to what is considered an effective Workers’ Compensation Program. While not every effective program is going to look the same, each program will share…
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