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Insurance People of North Carolina

Error in Classification Ruling Nearly Costs Auto Repair Company Thousands in Higher Premiums

By Business Insurance, Insurance, Insurance People of North Carolina

INSURED – Located in Wisconsin, this auto repair business also does retail parts sales and auto dismantling. The company employs seven people. SITUATION – The Rating Board showed up unannounced to undertake a classification audit. The audit resulted in a re-classification of the business, moving the company into a higher risk bracket and potentially increasing its annual premiums. ASSESSMENT – CWCAs reviewed the new findings by the Rating Board and discovered that the company was reclassified from auto repair to auto dismantling, based on the Rating Board’s determination that the greatest revenue was derived from that line of service. Through…

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Implementation of Comprehensive Workers’ Comp Program Saves Auto Dealer $2 million in First Year

By Business Insurance, Insurance, Insurance People of North Carolina

INSURED – This chain of full-service automobile dealerships employs more than 500 people divided into three work classes – dealer, auto salespeople and clerical. The company does more than $250 million in business. SITUATION – The frequency and severity of claims being incurred by the employer were staggering. It had experienced more than 100 claims for each of the previous three years. The costs of those claims averaged more than $700,000 per year and the most recent year they topped $900,000. These numbers had already driven up the employer’s Experience Mod to 1.3 – more than twice the minimum level…

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Charter School Webinar

By Business Insurance, Insurance, Insurance People of North Carolina, Specialty Insurance

Insurance People of North Carolina is the largest insurer of Charter Schools in the Carolinas – there is a reason for that. Check out our webinar that showcases our process on how we help mitigate risks and improve their bottom line. Our agency values education and loves to help schools reach their true potential! Special thanks to the Charter School Business Network, Leaders Building Leaders, and the North Carolina Association for Public Charter Schools for hosting us!

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Insurance Company Claim Phone Numbers

By Insurance, Insurance People of North Carolina

Bankers 800-765-9700 Builders Mutual 800-809-4862 Chubb 1-800-252-4670 Cincinnati 877-242-2544 Foremost 800-527-3905 Frontline 800-675-0145 Great American 888-317-4828 Guide One 888-748-4326 Hagerty 800-385-0274 Hanover 800-672-9006 Hartford 1-800-327-3636 Catastrophe Center 1-800-243-5860 Kemper 888-252-2799 Liberty Mutual 1-844-825-2467 Lighthouse 877-852-0606 Markel 800-362-7535 NCJUA 800-662-7048 National General 1-800-468-3466 Penn National 800-766-2245 Philadelphia 1-800-765-9749 Catastrophe Call Center 1-800-765-9749 #3 SC Wind 803-779-8373 Safeco 800-332-3226 Selective 866-455-9969 Selective Flood 877-348-0552 Travelers 1-800-238-6225 UPC 888-256-3378 USLI 888-875-5231 Universal Property & Casualty 800-425-9113 Utica 1-800-216-1420 Zurich 800-800-3907

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