Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: Workers’ Compensation insurance is considered one of the most frustrating and irritating coverages for businessowners, finance officers, and the human resources department. Workers’ Comp involves indemnifying humans – returning them to their physical (or mental) state before the injury occurred. Because of this, there are many different “hands in the pot,” which…
Read More
Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. What does an employer want out of their Workers’ Comp Program? What should an employer expect out of their Workers’ Comp Program? Background: There are many different aspects to what is considered an effective Workers’ Compensation Program. While not every effective program is going to look the same, each program will share…
Read More
Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. What is OSHA’s new National Emphasis Program (NEP) for COVID-19? What are the implications for businessowners? What industries will be targeted by OSHA CSHOs? Background: On March 12, 2021, the Occupational Health and Safety Administration (OSHA) issued a new National Emphasis Program (NEP) to focus OSHA enforcement efforts related to Coronavirus Disease…
Read More
Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: According to the Occupational Safety and Health Administration (OSHA), an injury and illness prevention program (workplace safety training) is a proactive process to help employers find and fix workplace hazards before workers are hurt. OSHA believes that injury and illness prevention programs provide the foundation for breakthrough changes in the way…
Read More
To ensure that their employees are up to date on company issues, specifically safety, safety meetings should be a high priority for ALL small businesses. At its core, a staff meeting is meant to be informative, motivational, and productive; however, this is not always the case. According to Employers Insurance, “Few things draw groans, sighs or yawns from workers quite like calling a staff meeting. Meetings can be tedious and unproductive, annoying interruptions to an otherwise productive workday.” Safety programs not only protect workers from on-the-job injuries, but they also save business owners money. The National Institute of Building Science…
Read More
Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: The purpose of the Occupational Safety and Health Act of 1970 is “to assure safe and healthful working conditions for men and women; by authorizing enforcement of the standards developed under the Act; by assisting and encouraging the State in their efforts to assure safe and healthful working conditions; by providing for…
Read More
As the COVID-19 vaccine continues to become more available across the country, employers should learn what this means for their employees returning to work. Because this is such a sensitive subject, we wanted to make sure that we accurately provided all of the pertinent information for you. The attached article, published by AmTrust Financial, touches on guidelines from the U.S. Equal Employment Opportunity Commission (EEOC), as well as the steps employers should take as their workplaces continue to open. This article was written in part by industry experts, Littler Mendelson, P.C.; a law firm that handles labor and employment litigation.…
Read More
Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. Background: It is no secret that workplace injuries and illnesses can leave a nasty impact on an employer’s bottom line. While most employers understand there are costs associated with each injury, many employers are not aware that their workers’ compensation carrier will not assume all of these costs. In any workplace incident, there…
Read More
As a risk-management driven agency, we are always looking for new ways to help our community stay safe at work. A safe workplace not only reduces financial costs associated with accidents, it also improves the overall morale of the employees. The easiest way to prevent workplace accidents from occurring in the future, is to learn what accidents take place the most frequently. According to Amtrust Financial, one of the largest providers of Workers’ Compensation insurance nationwide, the five most common workplace accidents include: Burns Falls, Slips or Trips Lacerations Overexertion Transportation Incidents Burns – Many industries have exposures to burn…
Read More
Welcome to Work Comp Wednesdays! Insurance People is the industry-leader in North Carolina workers’ compensation insurance. Each week, our team takes a frequently asked question and expands on the issue for our clients, prospective clients, and community members to better understand the confusing nature of Work Comp. This article is written by our friends at EmergeApps: Background: Many employers are required to keep an ongoing record of work-related injuries and illnesses known as an “OSHA 300 log.” While it is often apparent whether an injury is work-related, the nature of COVID-19 can make it difficult to determine whether an infection…
Read More