As a businessowner, it is imperative that all necessary coverages are in place. In the medical field, specially, businessowners should be prepared to have a policy in place to protect against claims of negligence. Professional Liability Insurance (PLI) is insurance that protects against this. In some fields, PLI is only offered as a “claims-made” form; however, for Dentists, an occurrence form is available as well. Depending on the type of coverage you desire, you have the option to choose either form. Our friends at Cincinnati Insurance analyze the “pros and cons” of each choice. For more information, please click here.